:root{--navy:#10283f;--navy2:#0b1d30;--ink:#1d2a36;--muted:#54687a;--orange:#e8641b;--orange2:#c94f10;--light:#f3f6f9;--line:#dde5ec;--white:#fff;--radius:12px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;font-size:17px;background:var(--white)}
img,svg{max-width:100%}
a{color:var(--orange2)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1{font-size:2.3rem;line-height:1.2;color:var(--navy);margin-bottom:14px}
h2{font-size:1.65rem;line-height:1.25;color:var(--navy);margin:0 0 14px}
h3{font-size:1.15rem;color:var(--navy);margin-bottom:8px}
p{margin-bottom:14px}
ul,ol{margin:0 0 16px 22px}
li{margin-bottom:7px}
section{padding:52px 0}
.alt{background:var(--light)}
.btn{display:inline-block;background:var(--orange);color:#fff;font-weight:700;padding:15px 30px;border-radius:50px;text-decoration:none;font-size:1.12rem;border:none;cursor:pointer;box-shadow:0 4px 14px rgba(232,100,27,.35)}
.btn:hover{background:var(--orange2)}
.btn.big{font-size:1.3rem;padding:18px 38px}
.btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy);box-shadow:none}
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(16,40,63,.06)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.16rem;line-height:1.15}
.logo small{display:block;font-weight:600;color:var(--orange2);font-size:.78rem;letter-spacing:.4px;text-transform:uppercase}
nav.main{display:flex;gap:22px}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem}
nav.main a:hover{color:var(--orange2)}
.hcall{background:var(--orange);color:#fff;text-decoration:none;font-weight:700;padding:11px 20px;border-radius:50px;white-space:nowrap}
.burger{display:none;background:none;border:none;cursor:pointer;padding:6px}
.hero{background:linear-gradient(150deg,var(--navy) 55%,#1a3d5e);color:#fff;padding:64px 0 58px}
.hero h1{color:#fff}
.hero p.lead{font-size:1.18rem;max-width:680px;color:#dbe7f2}
.trust{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:26px;font-weight:600;color:#eaf2f9}
.trust span::before{content:"✓ ";color:#ffb27a;font-weight:800}
.answer{background:#fff4ec;border-left:5px solid var(--orange);border-radius:8px;padding:18px 22px;margin:22px 0;font-size:1.05rem}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--ink);display:block;transition:box-shadow .2s,transform .2s}
a.card:hover{box-shadow:0 8px 24px rgba(16,40,63,.12);transform:translateY(-2px)}
.card .ic{width:46px;height:46px;margin-bottom:12px}
.card p{color:var(--muted);margin-bottom:8px}
.card .go{color:var(--orange2);font-weight:700}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.step .n{display:inline-block;background:var(--navy);color:#fff;width:36px;height:36px;border-radius:50%;text-align:center;line-height:36px;font-weight:800;margin-bottom:10px}
details.faq{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:12px;padding:4px 20px}
details.faq summary{font-weight:700;color:var(--navy);cursor:pointer;padding:13px 0;font-size:1.05rem}
details.faq p{padding-bottom:14px;color:#33475a}
.cta-band{background:var(--navy);color:#fff;text-align:center;padding:52px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#cfdfec;max-width:620px;margin:0 auto 22px}
.crumb{font-size:.9rem;color:var(--muted);padding:16px 0 0}
.crumb a{color:var(--muted)}
form.lead{display:grid;gap:14px;max-width:520px}
form.lead label{font-weight:600;display:block;margin-bottom:5px}
form.lead input,form.lead textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:8px;font:inherit}
footer.site{background:var(--navy2);color:#c7d6e4;padding:48px 0 30px;font-size:.96rem}
footer.site a{color:#e8f1f8;text-decoration:none}
footer.site a:hover{text-decoration:underline}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:26px}
footer.site h3{color:#fff;font-size:1.02rem}
footer.site ul{list-style:none;margin:0}
footer.site li{margin-bottom:8px}
.fine{border-top:1px solid #24405c;padding-top:18px;font-size:.86rem;color:#93a9bd}
.stickybar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--orange);text-align:center;padding:13px}
.stickybar a{color:#fff;font-weight:800;text-decoration:none;font-size:1.12rem;display:block}
.tag{display:inline-block;background:#e8eef4;color:var(--navy);border-radius:50px;padding:5px 14px;font-size:.88rem;font-weight:600;margin:0 8px 8px 0;text-decoration:none}
@media(max-width:860px){.g3,.steps{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr 1fr}h1{font-size:1.85rem}}
@media(max-width:640px){nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;gap:14px;border-bottom:1px solid var(--line);box-shadow:0 10px 20px rgba(16,40,63,.12)}nav.main.open{display:flex}.burger{display:block}.g3,.g2,.steps,.fgrid{grid-template-columns:1fr}.stickybar{display:block}body{padding-bottom:52px}.hcall{padding:10px 14px;font-size:.92rem}section{padding:40px 0}}

a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:2px}